The Best Soft & Moist Banana Muffins with Streusel Crumb Topping: An Easy Homemade Recipe
Discover the ultimate recipe for the **best banana muffins** you’ll ever bake! These **soft, moist, and incredibly fluffy** homemade delights are bursting with natural banana flavor and warm cinnamon spice, crowned with a delightful **streusel crumb topping**. Perfect for breakfast, a quick snack, or a sweet treat, this **easy banana muffin recipe** is a game-changer for anyone looking to transform ripe bananas into something truly special.
If you’re anything like me, you often find yourself with a few overly ripe bananas on your counter, speckled with dark spots and begging to be baked. While banana bread is a classic, these **homemade banana muffins** offer a quicker, individual-portioned alternative that’s just as satisfying. In fact, if you’re a fan of using up those sweet, spotty fruits, you absolutely must explore our comprehensive collection of Ripe Banana Recipes. You’re sure to find a new favorite project there!
This versatile recipe goes by many names – whether you call them **banana bread muffins**, **banana crumb muffins**, or even **banana cinnamon muffins**, the result is always a delightful, aromatic treat. They’re wonderfully convenient for a **breakfast on the go**, make an excellent **after-school snack**, and are a fantastic addition to school or work lunches. And for those moments when a sweet craving strikes, these muffins are a quick and easy dessert that perfectly hits the spot. Get ready to fall in love with these effortlessly delicious muffins!

How to Make the Best Banana Muffins from Scratch?
Creating these **delicious banana muffins** is surprisingly straightforward, even for novice bakers. The key lies in simple steps and quality ingredients, ensuring a consistent texture and flavor every time. Here’s a general overview of the process:
- Prepare the Muffin Batter: Begin by combining your wet ingredients. This includes mashed ripe bananas, melted butter, oil (for extra moisture!), both granulated and brown sugars, vanilla extract, and buttermilk. Once these are well-mixed, you’ll prepare your dry ingredients in a separate bowl: all-purpose flour, baking powder, baking soda, warming cinnamon, and a hint of nutmeg. The trick here is to gently fold the dry mixture into the wet until just combined. Overmixing is the enemy of a tender muffin!
- Craft the Irresistible Streusel Crumb Topping: No **streusel banana muffin** is complete without its signature crumb topping. This simple addition elevates the texture and adds another layer of sweetness. Combine flour, brown sugar, and desiccated coconut, then cut in cold, cubed unsalted butter until you achieve a coarse, crumbly mixture. This will be generously sprinkled over each muffin before baking.
- Baking to Perfection: Line your muffin pan with cupcake liners or ensure it’s heavily greased and floured to prevent sticking. Fill each cavity with your prepared batter, then top with the streusel. The baking process involves a clever two-temperature approach: an initial burst at a higher temperature to encourage a beautiful dome, followed by a lower temperature to ensure even baking throughout. Expect perfectly baked muffins in about 20 minutes.
- Cool and Enjoy: While the aroma will be incredibly tempting, allow your **freshly baked banana muffins** to cool in the pan for a few minutes before transferring them to a wire rack to cool completely. This helps them set and prevents them from sticking. Once cooled, they are ready to be savored!
Can You Freeze Banana Muffins? Extend Their Freshness!
Absolutely! These **homemade banana muffins** are excellent candidates for freezing, making them ideal for meal prepping or simply having a delicious treat ready whenever a craving strikes. Freezing them properly allows you to enjoy their fresh-baked goodness for much longer.
To freeze your **soft and moist banana muffins**, ensure they are completely cooled down to room temperature first. This is crucial to prevent condensation from forming inside the packaging, which can lead to soggy muffins or ice crystals. Once cool, individually wrap each muffin tightly in plastic wrap, then place them in an airtight freezer bag or a sealed freezer-safe container. This double layer of protection helps prevent freezer burn and preserves their flavor and texture.
You can store **frozen banana muffins** for up to 1 month. When you’re ready to enjoy one, simply remove it from the freezer. You can thaw it at room temperature for an hour or two, or for a quicker option, gently warm it in the microwave for 30-60 seconds, or in a preheated oven (around 300°F/150°C) for about 10-15 minutes until warmed through. The streusel topping might lose a little of its crispness when thawed, but the muffin itself will remain wonderfully tender and flavorful.
Storage Tips: How Long Do Banana Muffins Last and Should They Be Refrigerated?
Proper storage is key to maintaining the freshness and deliciousness of your **homemade banana muffins**. While it’s tempting to leave them out on the counter, certain conditions help prolong their shelf life.
For optimal freshness, these **moist banana muffins** should be stored in a sealed airtight container in the refrigerator. When stored this way, they will remain fresh and delicious for up to 3 days. The cool environment of the fridge significantly slows down the staling process and inhibits mold growth, especially given the moisture content of the muffins and the presence of fresh fruit.
While you can keep them at room temperature for a day, particularly if your home is cool, I highly recommend refrigerating them. Leaving them out on the counter, especially in warmer or humid climates, can cause them to spoil much faster due to their high moisture content. Always ensure they are completely cooled before placing them in a container to avoid condensation, which can make them soggy.
If you prefer your muffins warm, simply pop a refrigerated muffin into the microwave for 15-30 seconds or warm it in a toaster oven for a few minutes. This will bring back that fresh-baked feel and aroma.

Delicious Variations to Customize Your Banana Muffins
While these **easy banana muffins with streusel crumb topping** are perfect as is, they also serve as a fantastic base for countless customizations. Don’t hesitate to get creative and tailor them to your personal preferences! Here are some popular variations:
- Add Nuts for a Hearty Crunch: For classic **banana nut muffins**, stir in ½ cup of your favorite roughly chopped nuts, such as walnuts, pecans, cashews, pistachios, or almonds. A combination of nuts works wonderfully too! Remember to toss them lightly in a tablespoon of flour before adding them to the batter. This simple trick prevents them from sinking to the bottom during baking, ensuring even distribution.
- Indulge with Chocolate Chips: Transform these into **banana chocolate chip muffins** by folding in ½ cup of mini chocolate chips or regular chocolate chips. White chocolate chips or even chopped dark chocolate bars are also excellent choices. Again, a quick toss in flour will help them stay suspended throughout the batter.
- Hearty Oatmeal Version: For a slightly healthier and more textured muffin, replace 2 tablespoons of the all-purpose flour with 2 tablespoons of quick-cooking oats. This adds a lovely chewiness and a touch of fiber, making them even more satisfying as a breakfast option.
- Fresh Berry Boost: Introduce a burst of freshness by mixing in ½ cup of fresh or frozen blueberries, raspberries, or chopped strawberries. If using frozen berries, there’s no need to thaw them; just toss them in flour before adding to the batter to prevent bleeding and sinking. These **banana berry muffins** are particularly delightful in the spring and summer.
- Apples for Added Moisture and Flavor: Incorporate ½ cup of peeled and finely diced apples into the batter. Similar to berries and nuts, coating them in flour first will prevent them from settling at the bottom of your muffins, ensuring every bite is flavorful. The apples add an extra layer of moisture and a subtle tartness that complements the sweet banana.
- Bite-Sized Mini Muffins: If you’re catering to smaller appetites or simply want more servings, adapt this recipe to **mini banana muffins**. Simply use a mini muffin pan and adjust the baking time. They’ll bake much faster, typically in 10-15 minutes, so keep a close eye on them.
- Boost with Protein Powder: For a post-workout snack or a more filling breakfast, consider adding 1-2 tablespoons of your preferred unflavored or vanilla protein powder to the dry ingredients. You might need to add an extra splash of buttermilk if the batter becomes too thick.
- Alternative Toppings & Spreads: While the streusel is fantastic, you can skip it entirely and opt for a different finish. After baking and cooling, spread your favorite peanut butter, hazelnut spread like Nutella, or fruit jam on top of each muffin for an extra layer of flavor and indulgence.

Expert Tips and Techniques for Perfect Banana Muffins Every Time
Achieving bakery-quality **soft and moist banana muffins** is easier than you think when you follow a few simple techniques. These tips are crucial for ensuring your muffins rise beautifully, have that perfect tender crumb, and are packed with flavor:
- Ensure All Ingredients Are at Room Temperature: This is a golden rule in baking! Room temperature ingredients, especially butter and eggs, emulsify better, creating a smoother, more uniform batter. This leads to a more consistent texture in your finished muffins, preventing lumps and ensuring everything bakes evenly. Plan ahead by taking them out of the fridge about 30-60 minutes before you start baking.
- Utilize a Two-Temperature Baking Method for a Perfect Dome: For truly impressive, tall, and airy muffins like those from a bakery, employ a two-stage baking temperature. Start baking your muffins at a higher temperature (425°F or 220°C) for the first 8 minutes. This high heat provides a quick burst of steam, causing the muffins to rise rapidly and form a beautiful domed top. Then, reduce the temperature to a lower heat (350°F or 175°C) for the remaining baking time to ensure the insides cook thoroughly without burning the tops.
- Opt for Unsalted Butter: Using unsalted butter gives you complete control over the salt content in your recipe. If you only have salted butter, you can use it, but reduce or omit any additional salt called for in the recipe to avoid overly salty muffins.
- Customize Your Spices: The beauty of **homemade banana muffins** is the ability to adjust flavors to your liking. While cinnamon and nutmeg are classic pairings with banana, feel free to experiment! A pinch of cardamom can add an exotic touch, or embrace the cozy flavors of autumn with a teaspoon of pumpkin pie spice. Ground ginger or a tiny bit of allspice would also be delicious.
- The Importance of Buttermilk (and a Homemade Substitute): Buttermilk is a secret weapon for incredibly moist and tender baked goods. Its acidity reacts with baking soda, producing carbon dioxide that helps the muffins rise and creates a delicate crumb. It also breaks down gluten, preventing toughness. If you don’t have buttermilk on hand, don’t fret! You can easily make a substitute: simply mix 1 cup of whole milk with 1 tablespoon of white vinegar or lemon juice. Let it sit for 5 minutes until it curdles slightly, then stir and use as directed.
- Avoid Overmixing the Batter: This is perhaps the most critical tip for light and fluffy muffins. Once you combine the wet and dry ingredients, mix them only until they are just combined. A few streaks of flour are perfectly fine. Overmixing develops the gluten in the flour too much, resulting in dense, tough, and chewy muffins – the opposite of what we want!
- Always Use Ripe Bananas: The riper the bananas, the better! Look for bananas with plenty of black or brown spots on their peels. These “ugly” bananas are sweeter, more aromatic, and easier to mash, imparting a much richer banana flavor and natural sweetness to your muffins. Underripe bananas won’t offer the same depth of flavor or moisture.
- Baking Powder AND Baking Soda are Essential: This recipe calls for both baking powder and baking soda, and it’s not a mistake! Each leavening agent plays a specific role. Baking soda reacts with acidic ingredients (like buttermilk and the bananas themselves) to create lift, while baking powder is a double-acting leavener that reacts both with liquid and heat, providing an extra boost of rise and creating that wonderful airy texture. Do not substitute one for the other.

Craving More Delicious Muffin Recipes?
If you’ve enjoyed these **easy banana muffins**, you’ll love exploring other delightful muffin creations. Here are some more of our favorite muffin recipes to inspire your next baking adventure:
- Pancake Muffins
- Cinnamon Muffins
- Chocolate Muffins
- No Bake Breakfast Muffins
- Lemon Blueberry Muffins
Recipe

Soft and Moist Banana Muffins
Abeer Rizvi
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Ingredients
Muffins
- 3 Bananas Ripe, Peeled, Mashed
- ¼ cup Coconut oil Can also use olive oil, corn oil, canola oil or vegetable oil
- ¼ cup Butter Unsalted, Melted
- 2 Eggs Large
- 1 teaspoon Vanilla extract
- ½ cup Granulated sugar
- ½ cup Brown sugar
- ¼ cup Buttermilk
- 2 cups All-purpose flour
- 1 teaspoon Cinnamon powder
- ¼ teaspoon Nutmeg powder
- 1.5 teaspoon Baking powder
- ½ teaspoon Baking soda
Streusel Crumb Topping
- ½ cup All-purpose flour
- ⅓ cup Brown sugar
- 2 tablespoon Coconut Desiccated
- ¼ cup Butter Unsalted, Cold, Cut into small cubes
Instructions
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In a large mixing bowl, add bananas, coconut oil, butter, eggs, vanilla extract and mix until combined.
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Mix in granulated sugar and brown sugar.
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Add buttermilk and mix until smooth.
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In another mixing bowl, whisk together flour, cinnamon powder, nutmeg powder, baking powder, baking soda.
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Dump this dry mixture into the wet mixture and mix until just combined. DON’T OVER-MIX!
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Pour batter in greased and floured cupcake pans. You can also line the pan with cupcake liners. Keep aside.
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Make the streusel topping: Whisk together together flour, brown sugar, coconut in a mixing bowl. Then, add butter and use a fork or pastry cutter to mix everything together until you have coarse crumbs.
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Sprinkle this streusel topping over each muffin.
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Bake at 425 degrees F for 8 minutes. Then, lower the temperature to 350 degrees and bake for another 8 minutes or until an inserted toothpick in the center comes out clean.
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Let the muffins cool down before removing them from the pan. If you did not use liners, you may have to run a butter knife around each muffin to loosen them for easy removal. Enjoy!
Notes
- Read all my tips above.
- Leftovers can be stored in a sealed container in the fridge for up to 3 days.
Nutrition
An automated tool is used to calculate the nutritional information. As such, I cannot guarantee the accuracy of the nutritional information provided for any recipe on this site.
We hope you thoroughly enjoy making and sharing these **soft and moist banana muffins** with your loved ones. They truly are a delightful treat that brings comfort and joy with every bite. Happy baking!
Until next time, tata my lovelies!